Research has shown that over 80% of all applications presented to lenders are rejected due to presentation or insufficient documentation alone. Navigating the funding process can be a tricky and time consuming endeavor for any type of borrower, not to mention the amount of time it takes you away from running your business. As commercial loan brokers we are able to assess the situation of any potential borrower, evaluate their best financing options, and use our relationships with funding sources to successfully close transactions.

We first start by setting up a free consultation with you (either by phone or in person), where we evaluate your commercial real estate or business funding needs. Once we have all your information and have determined the suitability of your financing request, we utilize our lender relationships and industry knowledge to prepare and submit applications, monitor on-going progress, and ultimately procure financing. We take great pride in ensuring that our clients experience an efficient, timely and hassle-free funding process.

Depending on the type of financing you require, and the nature of your funding request, timetables can vary from less than 1 week to over 4 months. The average commercial real estate application receives its initial approval within 5 business days of submission to lender, and closes within 60 days of submission. The average business working capital application receives its initial approval within 2 business days of submission, and funds are typically dispersed within 8 days of submission.

At Mathu & Co. Consulting we have established relationships with a wide range of funding sources, from national lenders to aggressive industry/transaction driven lenders. Our database of funding sources ensures that clients receive financing from the lenders that best match their specific goals.

Generally you don’t ever need to make presentations to lenders. However, in some instances lenders will request a meeting with business owners, investors or managers. In these instances we work with our clients to assemble all necessary documents, and prepare them for the presentations.

There is no guarantee of funding; however, our work will greatly increase your chances of getting approved. Though we work on a best-efforts basis, ultimately all lending decisions are made by each individual lender/funding source.

Generally, for commercial real estate transactions we look for a minimum financing amount of $250,000 (no maximum amount). There is no minimum financing amount for business seeking working capital.

Absolutely, if you have an excellent relationship with your local bank and meet their specific lending criteria. For all others, we would recommend using a more evolved approach to obtaining financing.

Yes. We do offer a number of financing options for start-ups, newly formed businesses, and real estate start-up development projects.